It can be difficult for homeowners to maintain their homes. Even if they keep up with essential maintenance and repairs, their homes will deteriorate over time, which may necessitate more costly renovations down the line. For example, a typical... (Read More)

Closing costs are a necessary evil when you're buying your first home. After all the excitement of purchasing a house, closing costs can ruin the mood. They're expensive and vary depending on where you are buying and what type of home purchase you... (Read More)

Buying your first home is a big deal. It's exciting, but also full of unknowns that can make the whole process feel overwhelming. Between rising home prices, tight competition, and a maze of financial terms, it’s no wonder many first-time buyers... (Read More)

Homeowner associations, or HOAs, are becoming more common, especially for newly built homes. According to a 2020 Foundation for Community Association Research report, some 73.9 million Americans live under such an arrangement. More than 75 percent... (Read More)

Are you thinking about moving to a rural area? It’s an excellent option for many who want a peaceful lifestyle away from the hustle and bustle of city life. Using a USDA home loan to make that move even more affordable can be a game-changer. But... (Read More)

Online mortgage calculators can be great tools. They allow potential homeowners to calculate mortgage limits and see what they may qualify for without booking an appointment with the bank or a mortgage broker. Here at PRMI, we believe these tools... (Read More)

Many would-be first-time homeowners are intimidated by the thought of taking care of their future homes. Beyond the initial purchase price, numerous hidden costs, such as insurance, maintenance, renovations, and more, can quickly add up if not... (Read More)

For many first-time homebuyers, the road to homeownership feels straightforward—get your financial documents in order, qualify for a mortgage, and move into your dream home. However, the mortgage process can get a little more complicated if your... (Read More)

Every first-time homebuyer faces this age-old debate: Should you buy a house or build one? According to Realtors.com, the median home price is $425,000. However, the national average cost of building is $329,000 for a 2594-square-foot home, which... (Read More)

Every first-time homebuyer faces this age-old debate: Should you buy a house or build one? According to Realtors.com, the median home price is $425,000. However, the national average cost of building is $329,000 for a 2594-square-foot home, which... (Read More)