You want to buy a home, but you don't have a 20 percent down payment saved. The good news is that in many cases, home buyers don't need that much money to buy a home. But you're going to have to set aside some money. How much? And how can you save... (Read More)

A good credit score is important if you're thinking about purchasing a home. Your credit score impacts the interest rate that you can get for a mortgage. It also can impact your ability to qualify for certain types of home loans. And if it’s... (Read More)

Are you looking for a home your children and pets will enjoy? You're not alone. Many people make home-buying decisions on the needs of not only their children, but their pets, too. Surveys show that home buyers with children are looking for homes... (Read More)

Identity theft is a fast-growing type of crime. Are you doing enough to protect yourself? Here are some simple yet effective ways to help prevent someone from stealing your personal information. Carry as little information as possible with you... (Read More)

A new home is definitely a big reason to celebrate. What better way to mark the day than with a thoughtful housewarming gift? If you enjoy giving practical gifts, a fire extinguisher is an incredible choice for a new homeowner. Every homeowner... (Read More)

Many people today believe that in order to purchase a home, you need a 20 percent downpayment. Studies show it's one of the most enduring home buying myths. In reality, the median downpayment among all home buyers is only about 10 percent. For... (Read More)

When financing a home, you have a lot of choices, including the term of the loan. It's estimated that 80 percent of all home buyers elect to take out 30-year fixed-rate home loans. It's a popular option because of the low monthly payments. Less... (Read More)

Moving into a new home is a happy — and hectic — time. There's so much to do! We know your to-do list is overflowing in the days and weeks after purchasing a home. But we wanted to share with you two tasks that you'll want to put at the top of... (Read More)

Are you getting ready to make an offer on a home? You'll need to decide how much money you're going to offer the seller, of course. And you'll also need to figure out how much to offer in earnest money. The earnest money deposit is an important part... (Read More)