Whether you're buying a home or refinancing, you have a number of choices when it comes to financing. One of those choices involves your loan term. While the overwhelming majority of home buyers and home owners elect to go with the 30-year mortgage... (Read More)

The home buying process isn’t easy. It's important to remember that the road to homeownership is full of twists and turns. So it’s best to prepare for the unexpected. Don’t believe us? Here are a few unexpected hiccups that may come up during... (Read More)

Buying your first home is stressful and confusing. There is so much to learn during the process that it can feel very overwhelming. It's also one of the most important financial decisions you will make in your life. So, it's natural to worry that... (Read More)

If your grocery bill is higher than last year, inflation is to blame. Prices are rising across the board for everything from food to gas and even houses. In Oct. 2020, US consumer prices rose 6.2%, the most considerable inflation increase in the... (Read More)

Did you know that the average age of marriage is slowly rising? In 2020 it was 32 years old, which is a significant increase from previous generations. Instead of getting married young and buying a home as a couple, many people opt to pursue their... (Read More)

The spring and summer months are the busiest home buying seasons of the year. It's simple: Most people want to be able to sell their existing home and be settling in to a new one before fall. Plus, the weather is good — no trudging around in cold... (Read More)

Do you feel like the mortgage industry has a language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At Element... (Read More)

Are you looking for a home your children and pets will enjoy? You're not alone. Many people make home-buying decisions on the needs of not only their children, but their pets, too. Surveys show that home buyers with children are looking for homes... (Read More)

Most people make mistakes when they purchase their first home. Sometimes they buy in the wrong area, finance incorrectly, or buy a home that’s too small. After a few years as a homeowner, the thrill of a new home wears off, and those mistakes are... (Read More)