Do you feel like the mortgage industry has a language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At Element... (Read More)

Are you looking for a home your children and pets will enjoy? You're not alone. Many people make home-buying decisions on the needs of not only their children, but their pets, too. Surveys show that home buyers with children are looking for homes... (Read More)

Most people make mistakes when they purchase their first home. Sometimes they buy in the wrong area, finance incorrectly, or buy a home that’s too small. After a few years as a homeowner, the thrill of a new home wears off, and those mistakes are... (Read More)

The appraisal is an important part of the home buying process. But what happens if an appraisal comes up short of the agreed-upon selling price? Here's an example: A home is listed for sale at $350,000. It's a multiple bidding situation, so you... (Read More)

Filing your tax return early is a great idea, especially if you're getting a refund. You'll get your money faster. But here's another important reason you might want to file as early as possible: refund fraud. Refund fraud is a type of identity... (Read More)

Does your home have a laundry room? Energy-efficient appliances? A walk-in pantry? A patio or front porch? These are just some of the features home buyers want most, according to surveys conducted by the National Association of Home Builders. Also... (Read More)

The VA home loan program is an incredible benefit for our nation's veterans and active-duty military personnel. Have questions about this unique financing option? We have answers! Who qualifies for VA mortgages? The program is designed for... (Read More)

Homeownership comes with some types of things that renters don't have to worry about, like home maintenance. But there's plenty of perks that make owning a home such an important part of the American Dream. There's nothing quite like the freedom... (Read More)

You're ready to buy a home. You have a great job, good credit and you're prepped for the responsibility of homeownership. But what about the down payment? Coming up with enough money to put down on a home can be one of the toughest parts of a home... (Read More)